Most people assume that if they’re hurt on the job, workers’ compensation is their only remedy. And in many cases, that’s true — Missouri law generally bars employees from suing their own employer for workplace injuries. But there are significant exceptions that could mean the difference between a limited workers’ comp payout and a full personal injury recovery.
Third-party claims are the big exception. If someone other than your employer caused your workplace injury, you can file a personal injury lawsuit against that third party while still collecting workers’ comp. Common examples: you’re driving a company vehicle and get hit by another driver. A subcontractor’s negligence on a construction site injures you. A defective piece of equipment or machinery causes your injury. A property owner’s unsafe conditions cause you to fall.
In all of these scenarios, you can pursue a personal injury claim against the responsible third party, and the damages available are much broader than what workers’ comp provides — including pain and suffering, which workers’ comp does not cover.
If you were hurt at work and someone other than your employer was at fault, don’t settle for workers’ comp alone. When you’re hurt, call Kurt. (417) 553-4898. Free consultation.
Related Resources
- About Benecke Injury Law
- What Does a Personal Injury Lawyer Actually Do?
- Common Mistakes That Can Destroy Your Case
If you’ve been injured, contact Benecke Injury Law at (417) 623-4000 for a free case review.